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406 Northgate Drive, Saint Joseph, IL 61873.
Discover the potential in this St. Joseph gem! Listed at $195,000, this 3-bedroom, 2-bathroom home is being sold as-is, offering a prime chance for a savvy buyer to tackle needed improvements-such as a new roof and electrical and plumbing updates-while putting their unique stamp on the interior. The home already boasts a wonderful layout and desirable exterior amenities, including a large, fully fenced backyard perfect for pets or gardening, a useful storage shed, and an attached garage for easy everyday access. Whether you're a first-time buyer looking for a starter project or a renovator seeking a well-located property to refresh, this home is ready to be transformed into your vision.
MLS ID: 12692928
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406 Northgate Drive, Saint Joseph, IL 61873.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $195,000 | $195,000 | $195,000 |
| Down Payment | $39,000 | $6,825 | $48,750 |
| Monthly Mortgage Amount | $973 | $1,179 | $1,214 |
| Taxes | $271 | $271 | $271 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $86 | $0 |
| Monthly Estimated Total | $1,344 | $1,636 | $1,585 |
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